Cashless Transaction kiya hai? Cashless Payment System ki puri jankari. Digital Transaction aaj sabse jyada use hone wali service ban gayi hai. Cashless Transaction Information in Hindi

Note bandi se hone wali paresani se logo ko bachane ke liye Government ne india ko cashless transaction country ki list me samil karne ka plane bana liya hai. News Channel, News Pepar sabhi jagah Digital Payment Cashless App use karne ke tarike bata rahe hai. Aaj apko Cashless Transaction Kya Hai? iske bare me details me bataunga.

What is cashless transaction
Image Source PMO India

Cashless transaction ki jankari muje or apko pata hogi. but india me aise bahut log honge jinko yah nahi malum hoga ki cashless transaction kaise karte hai. Sarkar jo logo se baar baar bol rahi hai cashless kharidari kare, online payment service ka use kare aur cashless transaction karna best hai. Aise me hum sabhi ka farz banta hai ki hamare aas pass ke un sabhi logo ko cashless ka mtlab bataye jinko yah service use karna nahi aata.

Cashless Transaction Kya Hai? Cashless Payment System Ki Jankari in Hindi

Cashless Transaction ek E-Payment ( E- Wallet ) service hai. Isse hum Online Payment, Money Transfer, Shoping, Bill Pay aur Apna DTH Mobile Recharge kar sakte hai. Cashless Transaction se aap Bank me jaye bina apne account se kisi ke khate me paise bhej sakte hai ya kisi se paise le sakte hai. Cashless Transactions Uase karke aap ghar baithe apne Bank Account se Money Related kuch bhi kaam kar sakte hai. Ek tarah se isme bina nagad len den hota hai.

Cashless Transactions Karne Ke Tarike

Aap kon kon se cashless transaction method ka use kar sakte hai yah apko pata hona chahiye. ek bar apko pata chal jaye ki online payment kis kis se kar sakte hai to apki cashless payment ki puri jankari ho jayegi or apka yah confusan bhi dur ho jayegi digital payment better service hai ya nahi.

Types of Cashless Transactions

1. Debit, Credit, Cash Or Travel Card :-

Yah har jagah kaam aata hai. Paise ki jarurat ho to kisi bhi time ATM Machine par jakar cash nikala ja sakta hai. But aap isse shoping aur online payment karne me istemaal kar sakte hai. Ab to Banking card se ghar baithe bil pay or online mobile recharge kar sakte hai.

2. USSD - Unstructured Supplementary Service Data

Yah service un logo ke liye hai jinke pass Internet ki suvidha or Smartphone nahi hai. Agar apke pass smartphone nahi hai, to USSD Money Transfer apke liye Best Cashless Transaction Service hogi. Isko use karne ke liye apka Mobile Number Bank Account me Register hona chahiye. USSD se bina internet cashless transaction hota hai.

3. AEPS - AADHAR Enabled Payment System

Cashless System ka log jyada se jyada use kare iske liye sarkar ne AADHAR Enabled Payment System suru kiya hai. Ab apka aadhar card hi apke ATM ki jagah le sakta hai. AEPS use karne ke liye apko apna adhar card bank se connect karna hoga. AEPS se aap Cash withdrawal, Cash Deposit, Balance Check or Aadhaar to Aadhaar Money Transfer kar sakte hai. 

4. UPI - Unified Payment Interface

UPI ek E-Wallet App hai jisko RBI aur NPCI ne milkar banaya hai. Is application ko Install karke Smartphone se paise ka len den kar sakte hai. UPI app se paise transfer karne ke liye Bank IFSC Code ki jarurat nahi padti. Isme UPI Apps ki virtual ID se hi sare transaction hota hai. UPI App se cashless transactios karne ke liye kisi bhi bank se access kar sakte hai.

5. Mobile Wallets

Mobile wallet ko kisi bhi smartphone me chalaya ja sakta hai. isko E-Wallet kahte hai, Mobile wallet me money add Net banking, Debit card or Credit card sehota hai, iskle bad hum paise transfer, shoping, online kharidari or without money cashless transactions kiya ja sakta hai. E-wallet cashless transaction technology ka top version hai. aaj bahut sare alag alag compnyo ke or govet. ke wallet apps maujud hai.

Read This :- Paytm Se Online Mobile Recharge Karne Ka Tarika Janiye

Cashless Transaction Ke Liye Indias Best Mobile Wallet Apps
  1. Paytm
  2. Oxigen
  3. Freecharge
  4. Mobikwik
  5. Payumoney
  6. SBI Buddy

6. Internet Banking

Net Banking yani National Electronic Fund Transfer sabhi Benko ke account holder ke liye available hai. Ye service apko apke bank se milegi. Isse aap ghar baithe 10,0000 tak ka Fund Transfer kar sakte hai. Yah service puri tarah secure hone ke sath Desktop or Mobile App me milegi. Net banking me e-wallet ke feature ke sath sath Neft, IMPS or Quick Money Transfer jaise extra benefit bhi hai.

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Dharmendra Kumar

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1 comments:

  1. cashless transaction ke bare me kuch query hai

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